Your Financial Privacy Rights

One of our missions at The First is to protect the privacy of non-public personal information you provide us and which we gather about you. As Financial Service Professionals entrusted with sensitive financial or non-public personal information, we respect your right to privacy and we are committed to protecting your rights responsibly. We understand that you expect your personal and financial affairs to be held in the strictest confidence. While personal information about you is critical to providing quality service to you, we recognize that one of our most important assets is your trust. Thus, the safekeeping of your personal information is a priority for us. To ensure the safekeeping of your personal information, we have established policies and procedures to protect your rights to privacy, which include:

• We strive to maintain accurate, complete, and up-to-date information about you. If you discover any information we have about you that is incorrect, please let us know and we will correct any erroneous information promptly;
   
• We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. Each employee is personally responsible for maintaining the confidentiality of your information; and
   
• We maintain physical, contractual, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.

It is important that you understand the scope of your Financial Privacy Rights. The rights are extended to you when you enter into a relationship with us for any of the following services:

• Deposit Accounts;
• Loan Accounts;
• Safe Deposit Box Services;
• Home Mortgage Brokerage; or
• All Individual Retirement Accounts for which we act as custodian.

We collect non-public personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us; and
• Information we receive from a consumer reporting agency.

We do not disclose any non-public personal information about our customers or former customers to anyone, except as permitted by law.

We may disclose non-public personal information about you to non-affiliated third parties as permitted by law.

We do not reveal non-public personal information about you outside of our service providers and joint marketers unless:

a) You request or authorize disclosure;
b) The information is provided to complete a transaction initiated by you;
c) The information is provided to a credit bureau or similar reporting agency; or
d) The disclosure is otherwise lawfully permitted or required.

We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.

We value our relationship with you. We want you to understand our commitment to your privacy rights. If you have any questions about these rights, contact us and we will gladly answer your questions.

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